Investment Management - True Root Financial

Investment Management:

Investing your hard-earned money can be one of the most daunting but one of the most important decisions you take in securing your financial future. Let a professional do this for you.

Common client concerns:

“I don’t know how to invest and I’m afraid of losing money.”

“I am a DIY investor. I buy stocks on my own but don’t know if I’m doing it right.”

How does it work?

We will help articulate your investment goals and build a portfolio based on time-tested investment management principles.
Your portfolio will be built around your personal values. Environmentally and socially responsible investments are available.
When the markets are volatile, which they will inevitably be, we are a phone call away to hold your hand and guide you through it.
At every stage of the investment process, we will take steps to minimize your taxes.

Our investment beliefs

Building your optimal asset allocation is our focus
Research shows that asset allocation drives over 80% of your portfolio’s return. So, this will be our biggest focus in investing your portfolio. Once we build your asset allocation, we will implement it using passive strategies. We may thoughtfully change your asset allocation, as we see new opportunities.
Diversification is key
Our investment universe covers a global set of investment opportunities, investing across geographies and company sizes. We prefer to invest in a large set of companies, which greatly reduces the risk to any single company. We also diversify the portfolio across different asset classes to capture different sources of returns.
Take a long-term approach
We consider the long-term risk and returns of assets and build a portfolio anticipating that there will be downturns and market corrections. We may change the portfolio when we see new opportunities but we will not be reactive to the market. Instead, we will use these opportunities to re-balance the portfolio and in turn, buy low and sell high.
Implement your portfolio in a cost-efficient way
We use low-cost ETFs. They are generally much lower in cost compared to mutual funds, while at the same time being more tax- efficient.
Invest taking taxes into account
We minimize your taxes every step of the way, for example, by holding investments such as bonds in a non-taxable account. We also avoid unnecessary capital gains taxes and opportunistically harvest tax losses.

Fee Schedule

Account value

First $500,000
Next $500,000
Next $1 Million
Next $1Million
Next $1 Million
Next $5 Million and over

Annual % fee

1.5%
1.25%
.60%
0.50%
0.40%
0.30%

Take a step towards financial independence today

Book a meeting today